Practical guides for turning insurance scopes into estimates — and getting paid the full claim.
Recoverable depreciation is the portion of your claim payment the insurer withholds until repairs are finished. Learn when it's released and how to invoice correctly to collect every dollar owed.
Read →RCV pays full replacement cost; ACV deducts depreciation. Learn how the gap between them works, which depreciation you can recover, and why line-item visibility matters when you supplement.
Read →An Xactimate scope is the insurance carrier's itemized repair estimate. Here's what roofing contractors need to know about reading, verifying, and working with these documents.
Read →Overhead and profit is owed on complex, multi-trade claims — yet carriers routinely leave it off. Here is exactly what it is and how to recover it.
Read →AIG roofing scopes follow the Xactimate layout. Here is a field-by-field guide to reading the numbers and confirming O&P was not left off your claim.
Read →You get a PDF. The adjuster has the ESX. Here is what that difference means for working the claim — and how to get your line items back without a license.
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