Jun 4, 2026
Overhead and Profit (O&P) on a Roofing Claim: What It Is and How to Get It
Overhead and profit is owed on complex, multi-trade claims — yet carriers routinely leave it off. Here is exactly what it is and how to recover it.
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Carrier scopes, Xactimate & supplements.
Practical guides for turning insurance scopes into estimates — and getting paid the full claim.
Jun 3, 2026
AIG Roofing Claim: How to Read the Scope and Check the O&P Column
AIG roofing scopes follow the Xactimate layout. Here is a field-by-field guide to reading the numbers and confirming O&P was not left off your claim.
Read →Jun 1, 2026
Xactimate PDF vs ESX File: What Roofers Actually Get From a Carrier
You get a PDF. The adjuster has the ESX. Here is what that difference means for working the claim — and how to get your line items back without a license.
Read →May 28, 2026
How to Find Missing Line Items in a Carrier Scope (and Supplement Each One)
Adjusters miss the same items over and over. A line-item spreadsheet makes it faster to find the gaps — and document each one for your supplement.
Read →May 20, 2026
Xactimate vs Symbility: what's the difference for roofers
Two platforms dominate insurance estimating. Here is the practical difference between Xactimate and Symbility — and what it means for your claims.
Read →May 13, 2026
How to read an Xactimate estimate (a roofer's guide)
Xactimate estimates pack a lot into a dense grid. Here is how to read every part — line items, codes, RCV/ACV, and the summary — at a glance.
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